Payment Solutions for ISVs & E-Commerce

Your trusted payments partner since 2007. We specialize in merchant services designed for software vendors, online merchants, and businesses that need flexible, high-volume payment processing.

✓ Un-capped Merchant Accounts

✓ Same Day Approvals

✓ High-Risk Expertise

Get Started Today Explore Solutions

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Un-capped Processing

No arbitrary volume limits. Scale your business without hitting processing ceilings that slow your growth.

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Same Day Approvals

Fast-track your merchant account approval. Get processing in hours, not weeks.

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High-Risk Specialists

Decades of experience in high-risk verticals. We understand your business and know how to get you approved.

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Free API Integration

Complimentary API integration and custom software development for qualified partners and clients.

Partner Programs

Turn Payments Into Profit

Whether you're an ISV looking to monetize or a merchant seeking zero-cost processing

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For ISVs

Payment Monetization for Software Vendors

Transform your software into a revenue-generating payment platform. Earn recurring income every time your users process a transaction.

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Revenue Sharing Earn a percentage of every transaction processed through your platform
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White-Label Solutions Fully branded payment experience—your customers see your brand, not ours
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Embedded Payments API Simple integration with comprehensive documentation and dedicated support
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Merchant Portfolio Management Dashboard to track residuals, merchant activity, and growth metrics

Become an ISV Partner

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For Merchants

Free Processing for Qualified Merchants

Eliminate your payment processing costs entirely. Our compliant programs let you accept cards at zero cost to your business.

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Zero-Cost Processing Qualified merchants pay $0 in processing fees—seriously
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Cash Discount Programs Compliant programs that offset 100% of your card processing costs
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Dual Pricing Solutions Transparent pricing that customers understand and accept
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Free Terminal Equipment Qualified accounts receive hardware at no upfront cost

Check If You Qualify

Our Solutions

Full-Stack Payment Services

Comprehensive payment infrastructure for modern businesses

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Merchant Accounts

Flexible, un-capped merchant accounts with competitive rates. Same day approvals and dedicated support for every account.

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E-Commerce Payments

Seamless online payment processing with hosted checkout, tokenization, and PCI-compliant solutions for your storefront.

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Payment APIs

RESTful APIs designed for developers. Clean documentation, robust authentication, and dedicated integration support.

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Agentic AI Solutions

Custom AI agents that automate payment workflows, fraud detection, and intelligent transaction routing.

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ISV Partnerships

White-label payment solutions for software vendors. Embed payments directly into your platform with revenue sharing.

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Custom Development

Bespoke payment integrations, gateway connections, and fintech solutions built to your exact specifications.

Decades of Payment Expertise

Since 2007, Swellcom has been solving complex payment challenges. We started building e-commerce solutions when online payments were still emerging, evolved through mobile payments, and now combine our deep industry knowledge with cutting-edge AI technology.

Our team doesn't just process payments—we architect complete payment ecosystems. Whether you're a software vendor looking to monetize payments, an e-commerce merchant needing reliable processing, or a high-risk business seeking an understanding partner, we bring the expertise to make it happen.

PCI DSS Compliant Stripe Authorize.net NMI PayPal ACH Processing REST APIs Tokenization 3D Secure Fraud Prevention

                    // Swellcom Payment API

                    const payment = await swellcom.charge({

                      amount: 9999,

                      currency: 'usd',

                      source: token,

                      metadata: {

                        order_id: 'ord_123'

                      }

                    });

                    // That's it. You're live.

Who We Serve

Built for Growth-Focused Businesses

Our payment solutions are designed for businesses that need flexibility, reliability, and room to scale.

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ISVs

Embed payments into your software with our white-label solutions

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E-Commerce

High-volume processing with no arbitrary caps or limits

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High-Risk

Specialized expertise in challenging verticals and industries

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Startups

Scalable solutions that grow with your business

Let's Talk

Ready to Simplify Your Payments?

Whether you need a merchant account, API integration, or a complete payment solution—we're here to help you get approved and processing fast.

Get Your Free Consultation