Your trusted payments partner since 2007. We specialize in merchant services designed for software vendors, online merchants, and businesses that need flexible, high-volume payment processing.
No arbitrary volume limits. Scale your business without hitting processing ceilings that slow your growth.
Fast-track your merchant account approval. Get processing in hours, not weeks.
Decades of experience in high-risk verticals. We understand your business and know how to get you approved.
Complimentary API integration and custom software development for qualified partners and clients.
Whether you're an ISV looking to monetize or a merchant seeking zero-cost processing
Transform your software into a revenue-generating payment platform. Earn recurring income every time your users process a transaction.
Eliminate your payment processing costs entirely. Our compliant programs let you accept cards at zero cost to your business.
Comprehensive payment infrastructure for modern businesses
Flexible, un-capped merchant accounts with competitive rates. Same day approvals and dedicated support for every account.
Seamless online payment processing with hosted checkout, tokenization, and PCI-compliant solutions for your storefront.
RESTful APIs designed for developers. Clean documentation, robust authentication, and dedicated integration support.
Custom AI agents that automate payment workflows, fraud detection, and intelligent transaction routing.
White-label payment solutions for software vendors. Embed payments directly into your platform with revenue sharing.
Bespoke payment integrations, gateway connections, and fintech solutions built to your exact specifications.
This isn't a demo. It's production. Swellcom builds live MCP (Model Context Protocol) servers that give ChatGPT, Claude, and virtually any AI agent secure, auditable access to full payment workflows — charge, refund, void, capture, tokenize, vault — across any payment gateway.
Most payment APIs weren't built for AI agents. Ours are. We've engineered MCP servers that sit in front of any modern payment gateway, so ChatGPT, Claude, and virtually any MCP-compatible agent can safely operate merchant accounts under guardrails — per-transaction limits, daily caps, dry-run modes, and full audit trails on every call.
A single, consistent agent interface in front of any payment gateway — sessions, vault, refunds, captures, voids — exposed to any MCP-compatible AI client.
Card data never touches the agent. Hosted payment sessions keep raw PANs out of the LLM context entirely — agents orchestrate, customers enter.
Per-transaction limits, daily ceilings, dry-run toggles, and server-enforced policy stop runaway agents before they cost you money.
Transaction logs, agent attributions, and full request/response audit trails — because compliance teams still need to sleep at night.
Years in Payments
Merchants & Agents Served
API Integrations
Since 2007, Swellcom has been solving complex payment challenges. We started building e-commerce solutions when online payments were still emerging, evolved through mobile payments, and now combine our deep industry knowledge with cutting-edge AI technology.
Our team doesn't just process payments—we architect complete payment ecosystems. Whether you're a software vendor looking to monetize payments, an e-commerce merchant needing reliable processing, or a high-risk business seeking an understanding partner, we bring the expertise to make it happen.
Our payment solutions are designed for businesses that need flexibility, reliability, and room to scale.
Embed payments into your software with our white-label solutions
High-volume processing with no arbitrary caps or limits
Specialized expertise in challenging verticals and industries
Scalable solutions that grow with your business
Whether you need a merchant account, API integration, or a complete payment solution—we're here to help you get approved and processing fast.
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